How can employees, owners or immediate family members benefit from a PreTax Health Spending Account?

Employees and their dependents receive tax-free reimbursement of their health care expenses at no cost to them. With many employer-provided group health plans, employees are often asked to contribute a percentage of the plan's monthly costs.

Health and Dental benefits are not restricted as they are in monthly individual or group health plans. Employees, employee-owners and immediate family receive 100% coverage on a full range of health care benefits as defined by the CRA - as long as health care is provided by a license practitioner there are few restrictions. It even includes things such as braces, laser surgery, prescription sunglasses, chiropractic, registered massage therapy, Dr Bernstein, etc.