Join our Family of Satisfied Users, Risk-Free!

Easy on-line registration with our No-Risk Guarantee! Within minutes, you'll be using your company's before-tax money more efficiently!

We believe that having a PreTax Health Spending Account is as much a no-brainer as having a bank account. Our thousands of existing users agree!

These are the benefits you'll enjoy risk-free:

Benefits if you're a single-owner company

  • Pay for health care using your company's PreTax Money
  • Put an average of $600 to $1200/person in your pocket each year (Get 3X more than you currently receive for attempting to recover these expenses as medical expenses on your personal tax return)
  • Fast reimbursement for out-of-pocket health care expenses (normally within one week of filing a claim)
  • Gain access unrestricted health care services for you and dependents
  • Gain Total Control over your Health Care expenses: You set the limits and the PreTax System takes care of all the tracking and Administration
  • Have an existing health insurance plan?  Pick up the left-over expenses, gain access to more health services, and pocket substantially more money (3X more than an end of year personal medical tax claim)
  • 100% CRA compliant, which means there is no risk that claims will ever come back to you, or that you risk any future audits or tax reassessments

 

Benefits if you're a company with employees

  • All of the above, PLUS:
    • Put Money in the Pocket of Employees by eliminating their current out-of-pocket expenses
    • Provide health benefits at 30-40% less cost than the equivalent salary increase
    • Improve employee satisfaction & retention (50% of employees prefer health benefits vs. the equivalent Salary source: Health Canada)

 

Other benefits

  • No monthly payment.
  • Pay for only the health care benefits you incur and choose to either pay-as-you-go, or prepay.
  • Change your payment options at any time - its easy and automatic
  • Adjudication and administration provided in partnership with National Health Claim (the Canadian leader)
  • Employees also have full control of health costs: the real-time system takes care of all the tracking and administrative work, ensuring they adhere to the health spending budget set by the company
  • Employees have the ability to file claims discretely and directly
  • Other unique features, including:
    • flexible carry-forward options
    • no 'black out' periods
    • powerful reporting tools
    • easy setup of different benefit categories (and dollar limits) by type of employee, etc
    • Highly competitive per claim admin fee (10% fee; fully deductible)
    • No commitment or obligation (cancel at anytime; only cost is the deductible admin fee when you file claims)
    • Fast to enroll (takes a minute or so)
    • Start filing claims in a few minutes

“Our Accountant recommended a Health Spending Account to reduce taxes and put more money in our pockets - compared virtually every one - nothing else came close...” 

- IT Solution Sourcing

“PreTax Health gave us unrestricted coverage with flexible funding options that we control - it was a no
 brainer for us...”

- Tygus Software

Health Spending Account Illustration
How a Health Spending Account Works

HSA Tax Benefit
See the Tax Savings in Action

Enhance Existing Group Benefit Plans

InvoiceAlready have a traditional employee group health benefit plan? You can use PreTax Health to pick up any left-over expenses. See how.